Financing Your Dream Landscape

Creating the outdoor oasis you’ve always wanted shouldn’t be limited by budget alone. At Gonzalez Landscaping, we believe that everyone should have the opportunity to bring their vision to life—without financial stress. That’s why we offer flexible financing options designed to make your project more manageable.

Let’s explore financing options for your project

We’ll help you compare pre-qualified rates in less than 2 minutes and offer helpful tips to match you to the right financing.

Get your project started as soon as possible by getting pre-qualified today.

How does Hearth financing work?

Ed Gonzalez Landscaping Design & Contracting has partnered with Hearth so we can help you find financing options that best fit your needs.

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Multiple financing options
We work with 17 lenders to find competitive personal loans and credit cards for your needs.

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Simple pre-qualification
Our process takes less than 2 minutes and will not affect your credit score

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Personalized options
Hearth’s lending partners can provide multiple options tailored to your needs

Why Finance With Us?

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More flexibility, less stress

Instead of paying the full cost at once, you can spread it across monthly payments.

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Fast approvals

Most applicants receive decision within minutes — no long waits.

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Better project scope

Financing allows you to choose higher-end materials, extra features, or add-ons you might otherwise skip.

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Transparent terms

No hidden fees or surprises. Your monthly payment plan, APR, and schedule are clearly laid out.

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Simple Financing, Stunning Results

Transform your outdoor space now and pay over time with simple, affordable plans.

At Gonzalez Landscaping, we believe your dream yard shouldn’t have to wait. That’s why we offer easy, transparent financing options to help you start your project today — without the financial stress. Whether it’s a complete backyard transformation, custom patio, or lush garden design, our financing partners make it simple to spread your payments over time with competitive rates and no hidden fees. Quick approvals, flexible terms, and zero prepayment penalties mean you can enjoy your new landscape while staying within budget.

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How It Works

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Design & Estimate

Work with our team to finalize your landscape plan and get a detailed cost quote.

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Pre-Qualify / Apply

Use our secure partner portal to get pre-qualified or apply. This step is fast and often doesn't require a hard credit pull initially.

Choose Your Plan

Select the payment option that best fits your budget (e.g. 0% promotional, extend-term, etc.).

Finalize & Fund

Select the payment option that best fits your budget (e.g. 0% promotional, extend-term, etc.).

Monthly Payments

Pay via autopay or your method of choice. Most plans allow paying off early without penalty.

FAQs

Got questions about financing? Here are quick answers to help you get started with confidence.

Will filling out the prequalification form affect my credit score?

No, when you complete the prequalification form, lenders perform a "soft" credit inquiry. This allows you to compare lender offerings without affecting your credit score.

Can I payback my loan early without penalties?

Yes, all 17 of our lenders have no pre-payment fees which means you can pay back your loan before the end of its term at no additional cost.

What is the difference between secured and unsecured loans?

An unsecured loan is not linked to a specific piece of property ("collateral") that the borrower agrees to give to the lender if the borrower does not pay back the loan. A secured loan, in contrast, always has some form of collateral, like a car or a house of which the lender can take possesion in the event of default.

How is APR determined for prequalified offers?

Lenders look at many factors, including as your credit history, current debt-to-income ratio, your income, and your expenses in assessing your creditworthiness.

I’m not sure when my project will begin. If I take out a loan, can I delay the funding?

Most of our lenders do not offer delayed funding, but please confirm with your chosen lender. For instance, at least one Hearth lender allows you to schedule the deposit 45 days after approval.

Let me extend your living space.